The Problem: Electrical Fire Risk
February 2021: I'd successfully insulated the perimeter and end of my loft. Phase 1 complete. But I stopped at the center strip—and not by choice.
Why I stopped: Electrical wiring running through the center with serious problems that made insulation unsafe.
What Was Wrong
1. Too Many Cables in Junction Boxes
- Junction boxes overcrowded beyond safe design limits
- Tangled "rats nests" of wiring
- Not compliant with current standards
- Potential fire risk
2. Maintainability Very Difficult
- Cables tangled and disorganized
- Hard to trace which cable goes where
- Future work nearly impossible
- Needed systematic reorganization
3. The Insulation Problem
- Cannot insulate over overloaded junction boxes
- Insulation traps heat
- Overloaded junction box generates heat
- Trapped heat = fire risk
- Insulation would make maintenance even harder
The Risk Assessment
Overcrowded boxes already not ideal. Adding insulation would worsen the risk. The decision was clear: fix electrical BEFORE insulating. Safety over speed. Do it right or don't do it.
The Timeline
- Phase 1: Jan-Feb 2021 (perimeter done, center blocked)
- Research and planning: 2021-2022
- Junction box purchase: 14 Jan 2022 (ordered for eventual use)
- Electrical work: October 2023
- Gap: 20+ months to do it properly
Some would see this 20-month gap as "slow" or a "failure." Actually, it was a safety-first approach. I did it right rather than fast. Phase 1 provided benefits while I waited.
The Solution: Maintenance-Free Junction Boxes
Building Regulations Requirement
Building regulations require maintenance-free junction boxes when insulation will cover them. "Maintenance-free" doesn't mean they never need maintenance—it means they must be accessible without removing insulation.
The solution: relocate junction boxes ABOVE insulation level, mounted on boards attached to roof webs, clearly visible and accessible from the loft hatch.
Why Hager J804
Product Used: Hager J804 Junction Boxes
Maintenance-free junction boxes for building regs compliance
I chose these because the cable organization makes them easy to use—straightforward to understand the layout. Professional quality but DIY-friendly design. Perfect for relocating junction boxes above insulation level.
Cost: £25.08 for 5 boxes (14 Jan 2022)
Key features:
- Building regulations compliant (maintenance-free type)
- Clear cable layout—easy to understand
- Properly rated for purpose
- Professional quality, DIY-accessible
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The Installation Strategy
1. Attached to Wooden Boards:
- Junction boxes mounted on wooden boards
- Boards attached to roof webs (joists/rafters)
- Boards span between structural members
- Strong, stable mounting
2. Above Insulation Level:
- Boards sit above 350mm insulation
- Junction boxes clearly visible
- Accessible for maintenance
- No need to dig through insulation
3. Purpose Marked:
- Each board marked with circuit purpose
- "Landing lights", "Bedroom circuit", etc.
- Future reference for maintenance
- Documentation for next homeowner
4. Cable Management:
- Over-sleeved older cables with updated colour codes
- Live, neutral, earth, switch live all identified
- New cables for power between junction boxes
- Systematic organization replaces "rats nest"
The DIY Approach: Risk Assessment
My philosophy for DIY projects:
"If I'm fearful or feel it legally needs someone else, I don't attempt it myself unless the costs of failure are minimal"
Why DIY This Work
1. Not Extending Circuits:
- Just reorganizing existing wiring
- Not adding new circuits
- Not increasing load
- I believe this is not notifiable work under Part P
- Reorganization within my competence
2. Systematic Approach:
- Research first
- Clear risk assessment
- Understand when to call professionals
- Methodical testing methodology
- Documentation throughout
3. Competence Assessment:
- I believed I was competent enough for this work
- Adequate electrical knowledge
- Careful, systematic worker
- Safety-focused approach
- Knew my personal limits
When to Call a Professional
- Extending circuits: Professional
- Consumer unit work: Professional
- Uncertain about regulations: Professional
- Beyond personal competence: Professional
- When building regs notification required: Professional
The Cost Trade-Off
- DIY cost: £25.08 (junction boxes only)
- Professional quote estimate: £300-500+
- My time: Several hours October 2023
- Savings: Significant (£275-475+)
- But: Only if competent to do safely
For Others Considering DIY
- Be honest about your competence
- Research regulations thoroughly
- Systematic approach essential
- Safety over savings
- When unsure: Hire professional
The Systematic Testing Process
The challenge: "Rats nest" of cables in old junction boxes. Which cable goes where? Which lights on which circuit? I needed to understand before reorganizing.
The Methodical Solution
- Step 1: Turn Electrics OFF - Switch off at consumer unit (specific circuit if known, all circuits if not sure)
- Step 2: Go Into Loft - Access junction box, disconnect ONE cable, note which junction box, mark cable if possible
- Step 3: Back Out and Downstairs - Exit loft, close loft hatch, return to ground floor
- Step 4: Turn Electrics ON - Switch circuits back on, test all lights in house, see which lights no longer work
- Step 5: Document - Record which lights on disconnected cable, map circuit layout, build understanding systematically
- Step 6: Repeat for Next Cable - Turn off again, reconnect first cable, disconnect next cable, test again, document again
Why This Method Works
- Safe: Only one cable disconnected at a time
- Systematic: Builds complete picture progressively
- Programmatic: Methodical working through replacement
- Clear: Each test gives definite answer
- Documented: Creates reference for future
Each cable cycle took about 10-15 minutes. With multiple cables per junction box and several junction boxes to map, patience was essential. But the systematic approach meant no scary moments or close calls.
The Result
- Complete understanding of wiring
- Clear circuit map documented
- Confidence to reorganize
- Foundation for new junction box installation
- No scary moments or close calls
The Installation Process
Materials Needed
- 5× Hager J804 junction boxes (£25.08 total)
- Wooden boards for mounting
- Screws for board attachment
- Cable (for new runs between boxes)
- Cable clips
- Earth sleeving (update colour codes)
- Tools: screwdrivers, wire cutters, strippers
Mounting the Boards
- Identify roof web positions (joists/rafters)
- Cut boards to span between webs
- Attach securely to structural members
- Ensure above 350mm insulation line
- Test strength before mounting boxes
Junction Box Installation Steps
Step 1: Mount Boxes to Boards
- Position for cable routing
- Screw firmly to board
- Leave access to cable entries
- Plan before fixing
Step 2: Route New Cables
- Run between junction boxes where needed
- Clip neatly along rafters
- Maintain organization
- New cables for power distribution
Step 3: Over-Sleeve Old Cables
- Update to modern colour codes
- Live, neutral, earth, switch live
- Clear identification
- Compliance with current standards
Step 4: Connect Systematically
- One circuit at a time
- Double-check connections
- Follow cable mapping from testing phase
- Test each circuit before moving to next
Step 5: Mark Purpose on Boards
- Write circuit purpose clearly
- "Landing lights", "Bedroom power", etc.
- Future reference
- Next homeowner benefit
Testing and Quality Checks
- Test each light/circuit individually
- Confirm all working correctly
- Check for any issues
- Verify no crossed connections
- All connections tight
- Cable management neat
- Purpose marking clear
- Accessible above insulation
- Building regs compliant
The Result
- 5 junction boxes installed
- All circuits working correctly
- Clean, organized installation
- Maintenance-free and accessible
- Safe to insulate over
Close calls or scary moments: None. The systematic testing prevented surprises. Careful approach paid off. Safety-first methodology validated.
What Would I Do Differently
Key Lesson: Would unclip existing lighting cables BEFORE adding insulation in Phase 1
The Problem
Phase 1: I added 300mm insulation to the existing 50mm (350mm total). Old lighting cables were clipped beneath that 50mm original insulation. Now I needed to access those cables through 350mm total insulation—much harder than it needed to be.
The Better Approach
- Map and understand wiring FIRST (before any insulation)
- Unclip lighting cables from beneath 50mm original insulation
- Install new junction boxes and reorganize
- THEN add 300mm new insulation on top
Accessing cables through 50mm: Easy. Accessing through 350mm: Difficult and messy. This would have saved significant time and hassle.
The takeaway: Plan electrical work BEFORE insulation work. Sequence matters for DIY success.
What Worked Well
- ✅ Systematic testing methodology
- ✅ Hager J804 product choice (easy to use)
- ✅ Mounting on boards above insulation
- ✅ Purpose marking for future reference
- ✅ Taking time to do it right (20-month gap acceptable)
For Others:
Map and fix electrical BEFORE insulating (not after like I did)
The Enabling Effect: Center Insulation Now Possible
Before Electrical Work (Jan 2021 - Oct 2023)
- ❌ Perimeter insulated: Yes
- ❌ Center insulated: NO (blocked by electrical problems)
- ❌ Central boarding: NO (couldn't insulate first)
- ❌ Phase 2 complete: NO (waiting on electrical)
After Electrical Work (Oct 2023 - Present)
- ✅ Perimeter insulated: Yes (from Phase 1)
- ✅ Center now safe to insulate: YES
- ✅ Central boarding possible: YES (ongoing)
- ✅ Phase 2 can proceed: YES
- ✅ Fire risk eliminated: YES
Current Status
- Electrical work complete (Oct 2023)
- Center corridor boarding: Ongoing
- Present walkable area: ~6-8 meters
- Planned completion: ~8-10 meters long × 2.5 meters wide
- Purpose: Maintenance access only (not storage)
The value: Safe installation (priceless), building regs compliant (essential), future maintenance possible (valuable), peace of mind (valuable), 20-month wait (worth it).
Costs and ROI
Direct Costs
- 5× Hager J804 junction boxes: £25.08 (14 Jan 2022)
- Wooden boards: Included in Phase 1 loft materials
- Additional cable and supplies: Minimal
- Total Phase 2 electrical: ~£25-30
Phase Context
- Phase 1 total: £598.09 (including initial electrical supplies: £29.73)
- Phase 2 junction boxes: £25.08
- Combined project cost: £623.17
Professional Quote (Estimate)
- Electrical mapping: £150-250
- Junction box installation: £200-300
- Total professional: £350-550 estimated
- DIY savings: £325-525
- But: Only if competent to do safely
The Real Value
- Safe to complete insulation: Priceless
- Building regs compliant: Essential
- Future maintenance possible: Valuable
- DIY skill development: Bonus
- Foundation for Phase 2: Enabling
Key Lessons for DIY Electricians
Before You Start
✅ Honest Competence Assessment
- Do you understand electrical principles?
- Have you done similar work successfully?
- Are you systematic and safety-focused?
- When in doubt: Hire professional
✅ Understand Building Regulations
- What's notifiable in your area?
- What requires professional?
- Maintenance-free requirements
- Check before starting
✅ Plan Before Acting
- Map existing wiring first
- Understand what you're working with
- Design new layout
- Order correct materials
During the Work
✅ Systematic Testing Essential
- Don't guess which cable goes where
- Test methodically
- Document everything
- Build complete picture
✅ Safety Always
- Turn off power for ALL work
- Test circuits before touching
- Never rush
- One cable at a time
✅ Use Proper Products
- Hager J804 or equivalent
- Maintenance-free rated
- Building regs compliant
- Don't cheap out on safety
✅ Accessible Installation
- Mount above insulation
- Mark purposes clearly
- Organize cables neatly
- Think about future maintenance
After Completion
✅ Test Thoroughly
- Every circuit individually
- All lights and outlets
- Verify no issues
- Don't assume - test
✅ Document for Future
- Take photos
- Note circuit purposes
- Create simple diagram
- Helps future work
Conclusion
February 2021: I couldn't insulate my loft center. October 2023: Problem solved.
The 20-month gap wasn't a failure—it was taking time to do things right. Overcrowded junction boxes posed a fire risk that adding insulation would have worsened. The solution: Hager J804 maintenance-free junction boxes mounted on boards above the insulation, accessible and building regs compliant.
Total cost: £25.08 (DIY savings: £325-525 vs professional)
The systematic approach: Test each cable methodically. Document everything. No scary moments. Safety over speed.
What I'd do differently: Map and fix electrical BEFORE adding any insulation. Accessing cables through 50mm is easy. Through 350mm is difficult and messy.
The result: Center insulation now safe to complete. Phase 2 can proceed. Fire risk eliminated. Building regs compliant. Peace of mind achieved.
Sometimes the foundation work isn't glamorous or fast. But electrical safety enabled insulation completion. Do it right or don't do it. Strategic patience validated.